Premium Analytics Add-Ons

Service Description

Premium Analytics Add-Ons are designed to provide lenders with actionable insights, enhance decision-making, and optimize loan portfolios. These features cater to advanced users who require in-depth market, borrower, and portfolio analysis. 1. Advanced Portfolio Insights Features: Risk segmentation of the loan portfolio by borrower demographics, loan types, and regions. Predictive modeling for default risks and prepayment probabilities. Identification of underperforming assets and recommendations for mitigation strategies. Pricing: $1,000–$2,000/month for regular insights. $5,000–$10,000/month for custom dashboards and reports. 2. Market Trend Analysis Features: AI-driven predictions of real estate price trends in specific regions. Competitive benchmarking against market averages. Alerts for market anomalies like rapid price fluctuations or economic shifts. Pricing: $500/month for standard reports. $2,000–$5,000/month for real-time dynamic updates and AI-driven insights. 3. Borrower Behavioral Analytics Features: Analysis of borrower payment behaviors over time. Predictive scoring for customer retention and cross-selling opportunities. Insights into customer lifetime value (CLV) for targeted campaigns. Pricing: $1,500–$3,000/month. 4. Dynamic Loan Pricing Optimization Features: Suggests optimal interest rates and loan terms based on market conditions and borrower profiles. Scenario modeling to predict outcomes of pricing changes on loan volume and profitability. Pricing: $2,500–$5,000/month. 5. Fraud Risk Monitoring Features: Continuous monitoring of loan applications for fraud signals. AI flags inconsistencies in documentation, property valuation, or applicant history. Detailed reports for compliance and fraud prevention audits. Pricing: $1,000–$3,000/month depending on volume and customization. 6. Geospatial Analytics Features: Heatmaps showing high-risk or high-opportunity lending areas. Evaluation of neighborhood dynamics (e.g., growth potential, crime rates, infrastructure changes). Recommendations for geographic portfolio diversification. Pricing: $2,000–$4,000/month. 7. Competitor Benchmarking Features: Comparison of lending metrics (approval rates, loan pricing, portfolio risk) with industry peers. Identification of competitive advantages and areas of improvement. Pricing: $1,000–$2,000/month. Premium Training Add-Ons To ensure lenders maximize the value of analytics tools, premium training modules are offered.